PYUSDvsA7A5
PayPal USD vs A7A5 — side-by-side comparison of supply, chains, backing, and peg data.
Side-by-side
PYUSD — PayPal USD
A7A5 — A7A5
30-day peg stability dotted line = target
Peg history unavailable.
What the last 30 days show
Over the last 30 days PYUSD supply moved -0.2% and A7A5 +18.8% — A7A5 grew faster.
Key differences
- PYUSD is roughly 5.3× larger than A7A5 by USD circulation value ($2.89B vs $544.7M).
- PYUSD ranks #8 while A7A5 ranks #19 among all tracked stablecoins.
- PYUSD is pegged to USD while A7A5 tracks RUB — they serve different currency markets.
- Both are fiat-backed stablecoins, so the mechanism is not what separates them.
- Reserves differ — PYUSD holds cash & t-bills (paypal), A7A5 holds rub deposits in banks.
- PYUSD is deployed on 19 chains — much broader coverage than A7A5's 2.
- Primary chain differs — most PYUSD supply lives on Ethereum, while most A7A5 supply is on Tron.
Full comparison table
| Metric | PYUSD | A7A5 |
|---|---|---|
| USD circulation value | $2.89B | $544.7M |
| Rank (by USD value) | #8 | #19 |
| Peg | USD | RUB |
| Mechanism | fiat-backed | fiat-backed |
| Backing | Cash & T-bills (PayPal) | RUB deposits in banks |
| Chains deployed | 19 | 2 |
| Primary chain | Ethereum | Tron |
| Issuer | Paxos Trust Company (for PayPal) | — |
| CoinGecko | View → | View → |
Frequently Asked Questions
What's the main difference between PYUSD and A7A5?
PYUSD is USD-pegged and A7A5 tracks RUB, so they serve different currency markets and their market caps are not directly comparable. PYUSD holds cash & t-bills (paypal); A7A5 holds rub deposits in banks.
Which is bigger, PYUSD or A7A5?
PYUSD is larger, with $2.89B in circulation vs $544.7M for A7A5. That's roughly 5.3× the size.
Is PYUSD safer than A7A5?
Neither is inherently safer. Safety turns on reserve composition, issuer transparency, redemption rights and regulatory oversight — none of which this page audits. Both use a fiat-backed model, so the difference sits in the issuer and the reserves rather than the design. Read each issuer's most recent reserve attestation before choosing.
Can I convert between PYUSD and A7A5?
Yes. PYUSD and A7A5 both trade on major centralized and decentralized exchanges. Since they track different currencies (USD vs RUB), conversion follows the underlying FX rate. Direct swap protocols on Ethereum, Solana, and other chains offer the tightest spreads.
Should I choose PYUSD or A7A5?
The right choice depends on your use case. Consider: which chain do you need? PYUSD is available on 19 chains and A7A5 on 2. What backing do you prefer? What's your integration surface (exchanges, DeFi protocols, payment providers)? Both have deep liquidity, so market cap alone shouldn't decide it.