RLUSDvsUSDX
Ripple USD vs USDX Money USDX — side-by-side comparison of supply, chains, backing, and peg data.
Side-by-side
RLUSD — Ripple USD
USDX — USDX Money USDX
30-day peg stability dotted line = target · both charts share one scale
What the last 30 days show
Over the last 30 days RLUSD supply moved +33.0% and USDX +0.0% — RLUSD grew faster. RLUSD held the tighter band: worst deviation 4 bps against 9912 bps.
Key differences
- RLUSD is roughly 3.4× larger than USDX by USD circulation value ($2.34B vs $683.4M).
- RLUSD ranks #11 while USDX ranks #18 among all tracked stablecoins.
- Both are pegged to the same currency (USD), so they compete directly for the same use cases.
- RLUSD is a fiat-backed stablecoin; USDX is crypto-backed. Different mechanism, different failure modes.
- RLUSD reports cash & deposits (ripple) in reserve. We do not track a published reserve breakdown for USDX.
- Chain coverage is comparable: RLUSD on 2 chains, USDX on 3.
- Primary chain differs — most RLUSD supply lives on Ethereum, while most USDX supply is on BSC.
Full comparison table
| Metric | RLUSD | USDX |
|---|---|---|
| USD circulation value | $2.34B | $683.4M |
| Rank (by USD value) | #11 | #18 |
| Peg | USD | USD |
| Mechanism | fiat-backed | crypto-backed |
| Backing | Cash & deposits (Ripple) | — |
| Chains deployed | 2 | 3 |
| Primary chain | Ethereum | BSC |
| Issuer | Ripple | — |
| CoinGecko | View → | View → |
Frequently Asked Questions
What's the main difference between RLUSD and USDX?
Both track USD, so they compete for the same use cases. RLUSD holds cash & deposits (ripple). We track no published reserve breakdown for USDX. RLUSD ranks #11 by USD value and USDX ranks #18.
Which is bigger, RLUSD or USDX?
RLUSD is larger, with $2.34B in circulation vs $683.4M for USDX. That's roughly 3.4× the size.
Is RLUSD safer than USDX?
Neither is inherently safer. Safety turns on reserve composition, issuer transparency, redemption rights and regulatory oversight — none of which this page audits. RLUSD uses a fiat-backed model; USDX uses a crypto-backed one. Read each issuer's most recent reserve attestation before choosing.
Can I convert between RLUSD and USDX?
Yes. RLUSD and USDX both trade on major centralized and decentralized exchanges. Since both track USD, the exchange rate is typically very close to 1:1. Direct swap protocols on Ethereum, Solana, and other chains offer the tightest spreads.
Should I choose RLUSD or USDX?
The right choice depends on your use case. Consider: which chain do you need? RLUSD is available on 2 chains and USDX on 3. What backing do you prefer? What's your integration surface (exchanges, DeFi protocols, payment providers)? Both have deep liquidity, so market cap alone shouldn't decide it.