RLUSDvsYLDS
Ripple USD vs YLDS — side-by-side comparison of supply, chains, backing, and peg data.
Side-by-side
RLUSD — Ripple USD
YLDS — YLDS
30-day peg stability dotted line = target · both charts share one scale
What the last 30 days show
Over the last 30 days RLUSD supply moved +2.2% and YLDS +23.0% — YLDS grew faster. RLUSD held the tighter band: worst deviation 2 bps against 8 bps.
Key differences
- RLUSD is roughly 2.4× larger than YLDS by USD circulation value ($1.58B vs $656.3M).
- RLUSD ranks #12 while YLDS ranks #18 among all tracked stablecoins.
- Both are pegged to the same currency (USD), so they compete directly for the same use cases.
- Both are fiat-backed stablecoins, so the mechanism is not what separates them.
- Reserves differ — RLUSD holds cash & deposits (ripple), YLDS holds tokenized us treasuries (sec registered).
- YLDS is deployed on 4 chains — much broader coverage than RLUSD's 2.
- Primary chain differs — most RLUSD supply lives on XRPL, while most YLDS supply is on Ethereum.
Full comparison table
| Metric | RLUSD | YLDS |
|---|---|---|
| USD circulation value | $1.58B | $656.3M |
| Rank (by USD value) | #12 | #18 |
| Peg | USD | USD |
| Mechanism | fiat-backed | fiat-backed |
| Backing | Cash & deposits (Ripple) | Tokenized US Treasuries (SEC registered) |
| Chains deployed | 2 | 4 |
| Primary chain | XRPL | Ethereum |
| Issuer | Ripple | Figure Markets |
| CoinGecko | View → | View → |
Frequently Asked Questions
What's the main difference between RLUSD and YLDS?
Both track USD, so they compete for the same use cases. RLUSD holds cash & deposits (ripple); YLDS holds tokenized us treasuries (sec registered). RLUSD ranks #12 by USD value and YLDS ranks #18.
Which is bigger, RLUSD or YLDS?
RLUSD is larger, with $1.58B in circulation vs $656.3M for YLDS. That's roughly 2.4× the size.
Is RLUSD safer than YLDS?
Neither is inherently safer. Safety turns on reserve composition, issuer transparency, redemption rights and regulatory oversight — none of which this page audits. Both use a fiat-backed model, so the difference sits in the issuer and the reserves rather than the design. Read each issuer's most recent reserve attestation before choosing.
Can I convert between RLUSD and YLDS?
Yes. RLUSD and YLDS both trade on major centralized and decentralized exchanges. Since both track USD, the exchange rate is typically very close to 1:1. Direct swap protocols on Ethereum, Solana, and other chains offer the tightest spreads.
Should I choose RLUSD or YLDS?
The right choice depends on your use case. Consider: which chain do you need? RLUSD is available on 2 chains and YLDS on 4. What backing do you prefer? What's your integration surface (exchanges, DeFi protocols, payment providers)? Both have deep liquidity, so market cap alone shouldn't decide it.