UvsYLDS
United Stables vs YLDS — side-by-side comparison of supply, chains, backing, and peg data.
Side-by-side
U — United Stables
YLDS — YLDS
30-day peg stability dotted line = target · both charts share one scale
What the last 30 days show
Over the last 30 days U supply moved +17.4% and YLDS +23.0% — YLDS grew faster. Both held within about 9 bps of target across the same window.
Key differences
- U is roughly 1.8× larger than YLDS by USD circulation value ($1.21B vs $656.3M).
- U ranks #15 while YLDS ranks #18 among all tracked stablecoins.
- Both are pegged to the same currency (USD), so they compete directly for the same use cases.
- U is a crypto-backed stablecoin; YLDS is fiat-backed. Different mechanism, different failure modes.
- Reserves differ — U holds stablecoin basket, YLDS holds tokenized us treasuries (sec registered).
- Chain coverage is comparable: U on 3 chains, YLDS on 4.
- Primary chain differs — most U supply lives on BSC, while most YLDS supply is on Ethereum.
Full comparison table
| Metric | U | YLDS |
|---|---|---|
| USD circulation value | $1.21B | $656.3M |
| Rank (by USD value) | #15 | #18 |
| Peg | USD | USD |
| Mechanism | crypto-backed | fiat-backed |
| Backing | Stablecoin basket | Tokenized US Treasuries (SEC registered) |
| Chains deployed | 3 | 4 |
| Primary chain | BSC | Ethereum |
| Issuer | — | Figure Markets |
| CoinGecko | View → | View → |
Frequently Asked Questions
What's the main difference between U and YLDS?
Both track USD, so they compete for the same use cases. U holds stablecoin basket; YLDS holds tokenized us treasuries (sec registered). U ranks #15 by USD value and YLDS ranks #18.
Which is bigger, U or YLDS?
U is larger, with $1.21B in circulation vs $656.3M for YLDS. That's roughly 1.8× the size.
Is U safer than YLDS?
Neither is inherently safer. Safety turns on reserve composition, issuer transparency, redemption rights and regulatory oversight — none of which this page audits. U uses a crypto-backed model; YLDS uses a fiat-backed one. Read each issuer's most recent reserve attestation before choosing.
Can I convert between U and YLDS?
Yes. U and YLDS both trade on major centralized and decentralized exchanges. Since both track USD, the exchange rate is typically very close to 1:1. Direct swap protocols on Ethereum, Solana, and other chains offer the tightest spreads.
Should I choose U or YLDS?
The right choice depends on your use case. Consider: which chain do you need? U is available on 3 chains and YLDS on 4. What backing do you prefer? What's your integration surface (exchanges, DeFi protocols, payment providers)? Both have deep liquidity, so market cap alone shouldn't decide it.